First State Bank of Ransom 
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First State Bank of Ransom
 
 
PRIVACY POLICY NOTICE
The First State Bank of Ransom
P.O. Box 245
Ransom, KS  67572
Phone:  785-731-2261
 
FACTS
WHAT DOES THE FIRST STATE BANK OF RANSOM
DO WITH YOUR PERSONAL INFORMATION?
 
 
 
 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
 
 
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
■ Social Security Number           ■ Income
■ Assets                                      ■ Employment Information
■ Account Balances                    ■ Credit History
 
 
 
 
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons the First State Bank of Ransom chooses to share; and whether you can limit this sharing.
 
 
 
 
Reasons we can share your personal information
Does the First State
Bank share?
Can you limit this sharing?
 
For our everyday business purposes -
such as to process your transaction, maintain
your account(s), respond to court orders and legal
investigation, or report to credit bureaus
Yes
No
 
For our marketing purposes -
to offer our products and services to you
Yes
No
 
For joint marketing with other financial companies
No
No, we don't share
 
For our affiliates' everyday business purposes -
information about your transactions and experiences
No
No, we don't share
 
For our affiliates' everyday business purposes -
information about your creditworthiness
No
No, we don't share
 
For nonaffiliates to market to you
No
No, we don't share
 
 
 
  
 
 
 
Questions?
Call 785-731-2261 or go to www.fsbransom.com
 
 
 
 
Page 2
 
 
Who we are
 
Who is providing this notice?
This privacy notice is being provided by the First State Bank of Ransom and applies to the products and services offered by the First State Bank.
What we do
 
How does First State Bank
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First State Bank
collect my personal information?
We collect your personal information, for example, when you
■ open an account              ■ deposit money
■ apply for a loan                ■ make a wire transfer
■ use your debit card
We may also collect your personal information from other companies, such as credit bureaus and affiliates.
Why can't I limit all sharing?
Federal law gives you the right to limit only
■ sharing for affiliates' everyday business purposes –information about your creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
 
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

■ The First State Bank does not share with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

■ The First State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

■ The First State Bank does not jointly market.
Other important information
 
 
 
 
 
 
Everyone needs a little financial advice every now and then.

Click here to contact one of our personal bankers.

 
 
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