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Utica, KS

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First State Bank of Ransom

FDIC Changes

Effective on July 1, 2010, funds held in non interest-bearing transaction accounts (NOW and Super NOW) will no longer be guaranteed in full under the Transaction Account Guarantee program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules effective through December 31, 2013.

The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.

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