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Deposit Accounts are available at the First State Bank of Ransom. For more information or to open an account, please stop by our bank in Ransom or Utica.

Deposit Accounts

A table with information about different types of deposit accounts.
 Regular CheckingNow AccountSuper Now AccountSavingsMoney Market
Minimum Deposit$100$1,000$2,500$50$2,500
Receives InterestNoYesYesYesYes
Monthly Statements†YesYesYesNo*Yes
Quarterly Statements†NoNoNoYesNo
Minimum Balance$300**$1,000$2,500$50$2,500
Free Debits***40252566
Regular Checking
Minimum Deposit$100
Receives InterestNo
Monthly Statements†Yes
Quarterly Statements†No
Minimum Balance$300**
Free Debits***40
Now Account
Minimum Deposit$1,000
Receives InterestYes
Monthly Statements†Yes
Quarterly Statements†No
Minimum Balance$1,000
Free Debits***25
Super Now Account
Minimum Deposit$2,500
Receives InterestYes
Monthly Statements†Yes
Quarterly Statements†No
Minimum Balance$2,500
Free Debits***25
Savings
Minimum Deposit$50
Receives InterestYes
Monthly Statements†No*
Quarterly Statements†Yes
Minimum Balance$50
Free Debits***6
Money Market
Minimum Deposit$2,500
Receives InterestYes
Monthly Statements†Yes
Quarterly Statements†No
Minimum Balance$2,500
Free Debits***6

Personal Certificates of Deposit

IRA Accounts

Notes
* Monthly Statements for Savings Accounts are provided only when there is EFT activity.
† Statements include images of any cancelled checks.
** Must have an average daily balance of $300.
*** Free Debits are only applicable per statement period.

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