The First State Bank of Ransom Privacy Policy, facts about how the First State Bank of Ransom handles your sensitive information.
Rev 12/2020
FACTS WHAT DOES THE FIRST STATE BANK OF RANSOM
DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Assets
  • Account Balances
  • Income
  • Employment Information
  • Credit History

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons the First State Bank of Ransom chooses to share; and whether you can limit this sharing.
First State Bank of Ransom Privacy Policy Section 2:Why First State Bank of Ransom Shares your personal information
Reasons we can share your personal information Does The First State Bank  Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes—
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes—
information about your creditworthiness		 No We Don't Share
For our affiliates to market to you No We Don't Share
For non-affiliates to market to you No We Don't Share
First State Bank of Ransom Privacy Policy Section 3: Contact information regarding any Questions.

Questions?

 Call 785-731-2261
or go to http://www.fsbransom.com
First State Bank's Privacy Policy Part 4: Definitions
Who are we
Who is providing this notice? This privacy notice is being provided by the First State Bank of Ransom and applies to the products and services offered by the First State Bank.
What we do  
How does The First State Bank of Ransom protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does The First State Bank of Ransom collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Use your Credit or Debit card
  • Make deposits or withdrawals from your account
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • The First State Bank does not share with our affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • The First State Bank does not share with non Affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • The First State Bank does not jointly market.